BadgerCare Plus Basic Plan Home Page>>FAQ
Basic Plan ó Frequently Asked Questions
Basic Plan premiums are $325 for coverage that began with the
November 2011 benefit month. No
benefit, coverage or deductible changes are taking place at this time.
- Why did the Basic premiums go up?
Under state law, Basic premiums must support the cost of the program.
Those costs have been much higher than planned.
- Why did the state stop taking new enrollment in the Basic Plan?
The Basic Plan is required to be funded by member premiums. The current
premium level is not meeting the requirement that the program be
self-funded. Closing the program to new enrollment prevents further adverse
selection that will help keep premiums more affordable for current members.
- Will you ever open up the Basic plan sign up again?
There are currently no plans to re-open the Basic Plan for new enrollments. Before it could open up for new members, the premium cost would have to be self-sustaining.
- What other options are available to people on the Core Plan Wait List?
Other coverage and programs include:
- Individual plans in the private market
- State Health Insurance Risk-Sharing Plan (HIRSP)
- Consolidated Omnibus Budget Reconciliation Act (COBRA)
For more information on these and other programs, go to dhs.wi.gov/forwardhealth/
For more information about HIRSP programs, go to
hirsp.org and click on the blue button to check
on enrollment. Or, call 1-800-828-4777 for HIRSP Customer Service.
You may also find insurance options available in Wisconsin by visiting
healthcare.gov. Healthcare.gov provides
general information on private and public insurance options, and other community
Several insurance companies in Wisconsin offer low-cost health insurance
plans. For more information, go to
ehealthinsurance.com/wisconsin-health-insurance, type in your zip code and
look over the plans offered in your area.
You may be able to receive care at one of Wisconsinís free or low cost
clinics or Federally Qualified Health Centers (FQHC). For a full list of these
options, go to dhs.wisconsin.gov/ForwardHealth/clinics.htm.
You can also get help with prescription drug costs through one of several
organizations. For a full list of these programs, go to
February 20, 2013