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Consumer Guide to Health Care


Health Insurance:  Checkup on Benefits

Here are some questions to think about:

  • Which health care services are most important to you (and your family)?

  • Do the plans you are comparing cover these services?

For the services that you want or need, check the box for each plan that covers the service. There are extra spaces at the end of the list to add other services that you (or your family) might need.

 

Are these services covered?

Plan A

Plan B

Plan C

Prescription drugs (when you are not in the hospital)

     

Preventive care, such as routine physical examinations, screening for heart disease or cancer (mammograms, Pap smears, colorectal cancer tests)

     

Care for a pre-existing condition (one you have before joining the plan)

     

Care when out-of-area (when travelling or if you have a child attending school away from home)

     

Vision care: eye exams/glasses/contact lenses

     

Dental care: routine exams and treatments

     

Hearing exams/hearing aids

     

Alternative treatments (such as acupuncture or chiropractic services)

     

Diabetic supplies

     

Home health care

     

Nursing home care

     

Adult day care

     

Medical equipment for use at home

     

Hospice care

     
       
       
       
       
       

This checklist is a modified version of one created by the Agency for Healthcare Research and Quality: Choosing a Health Plan. Your Guide to Choosing Quality Health Care. AHCPR Publication No. 99-0012,  July 2001. Agency for Healthcare Research and Quality, Rockville, MD.

Last Revised: March 06, 2013