Consumer Guide to Health Care - Health Insurance: Checkup on Benefits

Health Insurance:  Checkup on Benefits

Here are some questions to think about:

  • Which health care services are most important to you (and your family)?

  • Do the plans you are comparing cover these services?

For the services that you want or need, check the box for each plan that covers the service. There are extra spaces at the end of the list to add other services that you (or your family) might need.

Are these services covered?

Plan A

Plan B

Plan C

Prescription drugs (when you are not in the hospital)


Preventive care, such as routine physical examinations, screening for heart disease or cancer (mammograms, Pap smears, colorectal cancer tests)


Care for a pre-existing condition (one you have before joining the plan)


Care when out-of-area (when travelling or if you have a child attending school away from home)


Vision care: eye exams/glasses/contact lenses


Dental care: routine exams and treatments


Hearing exams/hearing aids


Alternative treatments (such as acupuncture or chiropractic services)


Diabetic supplies


Home health care


Nursing home care


Adult day care


Medical equipment for use at home


Hospice care


This checklist is a modified version of one created by theAgency for Healthcare Research and Quality: Choosing a Health Plan. Your Guide to Choosing Quality Health Care. AHCPR Publication No. 99-0012,  July 2001.Agency for Healthcare Research and Quality, Rockville, MD.

Last Revised: April 29, 2015