Consumer Guide to Health Care
If You Are Unemployed or Have Lost Your Group Health Insurance
Disclaimer: All external hyperlinks are provided for
your information and for the benefit of the general public. The
Department of Health Services does not testify to, sponsor,
or endorse the accuracy of the information provided on externally linked
What Is COBRA?, from the American Cancer Society, provides information about this federal law that
gives you the right to choose to keep the group health insurance benefits you would otherwise lose after you
reduce your work hours, quit your job, or lose your job.
Sheet on Continuation and Conversion Rights in Health Insurance Policies,
from Wisconsin's Office of the Commissioner of Insurance, includes
information about COBRA especially for Wisconsin residents.
information for Wisconsin about the Health Insurance Marketplace under the Affordable Care Act.
The Health Insurance Marketplace is a new way to get coverage that meets your needs. Starting
October 1, 2013, you can come to
HealthCare.gov to fill out an application and see your plan choices. Open enrollment continues until
March 31, 2014. More information from
Wisconsin Health Care Options in 2014:
Information from the Wisconsin Department of Health Services.
Employer’s Bankruptcy: How Will It Affect Your Employee
Benefits?: A fact sheet from the U.S. Department of Labor.
Coverage Tax Credit: Information from the U.S. Department of Revenue on a tax
credit available to a limited number of individuals who have lost their jobs or whose
hours of work and wages have been reduced as a result of increased imports.
Note: On October 21, 2011, the Trade Adjustment Assistance Extension Act of 2011 was signed
into law, increasing the amount of the Health Care Coverage Tax Credit and expanding the
population eligible to receive it.
about its provisions, which are effective until January 1, 2014.
If you've been turned down for health insurance coverage,
you may be eligible for HIRSP, the
Wisconsin Health Insurance Risk-Sharing Plan.
If you are facing long-term unemployment, you may be
eligible for a government
October 29, 2013