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Medicaid Purchase Plan

The Medicaid Purchase Plan (MAPP) provides health care coverage for people with a disability who are:

  • 18 or older
  • Are working or interested in working

MAPP provides all Medicaid health benefits. With MAPP, you can also save money without it counting toward the program’s asset limit ($15,000). You do this through an Independence Account, which is a financial account set up through a bank or credit union.



To be eligible for MAPP, you must:

  • Be at least 18 years old
  • Be a resident of Wisconsin
  • Be a citizen or qualifying immigrant
  • Have a disability
  • Have a job, be self-employed, do in-kind work (perform work at least once per month in exchange for food, goods, or services), or be enrolled in the Health and Employment Counseling Program. Volunteer hours do not meet the work requirement for MAPP.
  • Have an adjusted family income of 250% of the federal poverty level or less, based on your family size.
  • Have individual countable assets of $15,000 or less. 
    • Countable assets include:
      • Cash
      • Checking and savings accounts
      • Certificate of deposits
      • Stocks and bonds
      • Some life insurance policies
      • Some annuities
      • Some burial assets
    • Countable assets don’t include:
      • Your home or one car you own
      • Achieving a Better Life Experience (ABLE) accounts

Right now, MAPP premiums are on hold. Starting later in 2024, you may have to pay a premium to get MAPP coverage. A premium is the amount you pay each month for your coverage.

Independence Accounts are financial accounts set up through a bank or credit union that you own. Through the account, you can save money above the MAPP asset limit ($15,000) without affecting your MAPP eligibility.

You must register a new Independence Account. To do this, complete the MAPP Independence Account Registration form, F-10121 (PDF) and return it to your local county or tribal agency.

If you have an existing retirement or pension account, you can use it as an Independence Account. You must register it as a new Independence Account with your local county or tribal agency. The balance you have when you register your account may be a countable asset.

No, but members of your family may be able to get health coverage through other forms of Wisconsin Medicaid or BadgerCare Plus.

If you or your spouse can get health insurance that costs less than Medicaid through your employers, MAPP may help pay for that insurance. MAPP will pay other cost-sharing expenses, such as premiums, deductibles, and coinsurance.

Last revised January 8, 2024